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Business Cash Flow Under Pressure?

Fast and simple factoring solutions
in South Africa that could save your business.

Cash flow is the lifeblood of any business. So what do you do when this river runs dry?

Keep your business afloat during these tough times with factoring for South African businesses, otherwise known as invoice discounting. Put your debtor invoices to work by converting this valuable, potential asset into cash, quickly, easily and securely.

Merchant Factors offers Premium Factoring Services
in South Africa

Proposal in 24 hours or less

Reduce your bad debts

Improve your cash flow

Receive 75% off your invoice

Save management time and time spent chasing debtors

Negotiate better deals with your suppliers

Spend time growing your business and generating profits

Scalable factoring means funding grows as receivables grow

Get a fast and flexible cash advance for when you need to expand your business.


Leave your details with us and one of our friendly consultants will contact you shortly.

Do You Have a Debtors Book?

Does Your Monthly Turnover Exceed R250,000.00?

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How It Works

You

You complete the work and deliver product or service to your customer.

Your Customer

You

You send an invoice to your customer
and Merchant Factors.

Your Customer

Merchant Factors

Merchant Factors

We advance you up to 75% of the invoice.

You

Merchant Factors

We follow up with your customer and attend to credit control, debtor administration, collections, and – if needed – institute legal action.

Your Customer

Your Customer

Your customer settles the invoice with Merchant Factors.

You

Merchant Factors

We give you the 25% invoice balance,less our admin fee.

You

Find Out More About Factoring

Spend time growing your business and generating profits – rather than chasing
customers for money and putting out fires.